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MAKE THE RIGHT Medicare Choice
Michael is a local Licensed Insurance Agent from Highland, CA that is well-trained and experienced in Medicare. He takes the confusion out of Medicare by using simple and easy to understand terms so you can feel comfortable making important health care decisions.
Join Michael for a FREE consultation at no obligation to learn the basics of Medicare and review your health plan options.
Medicare Supplement
Medicare Supplement Plans, or Medigap, work with Original Medicare to lower out-of-pocket costs. Medigap Plans F, G, and N are the most popular.
Medicare Advantage
Looking for an alternative to Original Medicare? Medicare Advantage Plans combine Part A, Part B, and often Part D under one plan.
Prescription Drugs
Prescription Drug Plans, or Medicare Part D, cover medically necessary medication — something not covered by Original Medicare.
Getting The Right Medicare Coverage Can Be Difficult
I know the Medicare enrollment process can be difficult to understand. This is why I strive to educate and empower my clients to make the best decisions for their health insurance coverage.
Enrollment Penalties
Postponing enrollment can leave you at risk for penalties and a decline of coverage in the future.
Coverage Delays
Postponing enrollment can also cause gaps in your coverage.
Losing Guaranteed Issue Rights
If you don’t sign up in the correct time frame, you may be subject to health questions that could prevent you from being approved for coverage.
About Michael E. Wirtz Insurance Services
Michael E. Wirtz Insurance Services is owned and operated by Michael Wirtz in Highland, CA. Michael was born and raised in Redlands, CA and graduated from Redlands East Valley High School before earning his Bachelors Degree from Cal State University San Bernardino. Michael and his wife Brittney have two amazing children Isabella (3) and Mikey (1). Michael's mission is to educate and empower his clients so that they can make the best decisions for their health insurance coverage and live healthy and happy!
CA LIC #4154799
We do not offer every plan available in your area. Currently we represent 9 organizations which offer 66 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.